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How to Plan a Budget for Your Entire Home’s Furniture

Whether moving into your first home or upgrading your current one, the cost of furnishing can quickly add up. Luckily, there are some simple ways to keep your costs down. Read on to learn how to budget for furnishing your entire home! We’ll give you a room-by-room breakdown of furniture costs so you can plan accordingly.


Think About Storage

Furnishing a house is an exciting endeavor but often comes with an extensive price tag. When creating your budget, there are various factors to consider, including furniture costs and the time frame you want the project completed. The size, layout, style and quality of the furniture you select will all impact the typical cost of outfitting a home. Understanding these variables can help you create a realistic budget that works for your individual needs and budget. For example, top-quality pieces are worth the investment if you plan to hang onto them for years, but it may not be worth it if you need to replace them in months or even less. Striking the right balance between durability and value can be challenging but achievable with little planning.

To keep your budget under control, take the furnishing process room by room. It will allow you to spread the cost of your purchase over a longer period and reduce the pressure on your wallet. Also, feel free to get creative with your shopping. Check out for an Ashley Furniture promo code and look for discounts at big-name furniture stores during seasonal sales (like Labor Day or President’s Day blowouts). You can save even more by shopping for furniture that isn’t on your wish list but fits your home’s overall theme.

Decide on an Overall Budget

Setting a spending limit before shopping is essential since furnishing a new house may be pricey. It will help you stay within your means and ensure you spend your money wisely and avoid debt. A few factors can affect how much it will cost to furnish your home, including your style, the size of the house and where you shop. Experts suggest that you budget between 10 and 50 percent of the total purchase price for your new home to cover furnishings. Make a list of what you’ll need for your new home once you’ve established your budget. It will help you to prioritize your needs and focus on obtaining the essential pieces before moving on to more decorative items.

It may also be helpful to break down your list of items into smaller sections or categories. For example, you might prioritize furniture for your living room, kitchen and bedroom, as these are the areas of your home that you will use most often. It’s also a good idea to take the time to browse online marketplaces to find furniture that’s in your price range. It is particularly effective when it comes to obtaining larger pieces of furniture, such as beds and sofas.

Prioritize Your Needs

When creating your home furnishing budget, it’s important to prioritize your needs. It can be tempting to buy many pieces you want or think will look great in your home, but this may not be realistic if you’re on a tight budget. Start by writing out a list of things you need to complete your home and then decide what can be put on the back burner for now. It will help you avoid overspending in the future and can save you money in the long run. It’s also helpful to pay attention to seasonal sales and promotions found at furniture stores. The end of summer and the beginning of fall are when retailers offer big discounts as they make room for new styles or shipments. It can help you find amazing deals on beds, couches, and dining tables. Another way to help keep your costs down is to consider buying secondhand furniture pieces or repurposing furniture you already own. Repurposing can be fun, allowing you to create something unique and personal for your family while saving you some cash. 

Know the Size of the Space You’re Furnishing

The size of your home is a big factor in how much it will cost to furnish. It will also determine which pieces of furniture you can purchase. You will need to take measurements of all of the rooms in your house, including the hallways and entryways. Measures include the room’s length, width, height, and diagonal size from one end of the room to the other. You will also need to make note of any architectural features that affect how large or small certain pieces of furniture can be. These include things like fireplaces, radiators, and doors. Once you have a firm idea of how many spaces in your new house will need to be furnished and what the dimensions are for each of those spaces, it’s time to create a budget. The average cost to provide a three-bedroom, two-bathroom 2000 square foot home can be quite high, and it’s important to have a clear idea of the costs involved before you start shopping. You should prioritize your needs above your wants if you have a limited budget. It will help to keep the total furnishing costs down. For example, you can buy a basic bed for sleeping or a table for eating and purchase more decorative items.